$250 Gift Card Campaign — Terms & Conditions

Effective date: 5 August 2026

1. Who can enter. This gift card offer is open to Australian residents who:

  • Submit a car loan enquiry via the Gusto Finance landing page;
  • Are employed full-time on a PAYG basis;
  • Do not own property (renters or boarders);
  • Have a credit score of 450 or above, or a thin / first-time credit file; and
  • Are looking to finance a vehicle purchase of $20,000 or more (excluding fees and charges).

2. How to qualify. To qualify, the referred applicant must submit a valid enquiry, proceed through the Gusto Finance broker assessment, and have a car loan settle with a lender introduced by Gusto Finance. The loan must remain settled for at least 30 days.

3. Gift card details. The first 50 approved applicants whose loans settle will receive a $250 gift card. The gift card retailer will be selected by Gusto Finance and delivered electronically to the email address supplied on the enquiry form, within 14 business days of the settlement 30-day hold period.

4. Refer-a-friend split. If an applicant is referred by an existing customer or lead, the referrer and the applicant may each receive a $125 gift card split, provided both parties settle and meet all eligibility criteria. The referrer must be named at the time of enquiry.

5. Limitations. The offer is limited to the first 50 settled applications or while the campaign is running. It cannot be combined with any other promotional offer. Gusto Finance reserves the right to cancel or amend the promotion at any time without notice.

6. General. This promotion is not sponsored, endorsed or administered by any third-party retailer. All personal information is handled in accordance with the Gusto Finance Privacy Policy. By submitting an enquiry, you agree to these terms and consent to Gusto Finance contacting you about your car loan options.

For questions, contact info@gustofinance.com.au or call 0485 952 788.

Gusto Finance PTY LTD | ACN: 677 827 637 | Credit Representative # 559858

Authorised to provide credit assistance by National Finance Connections | Australian Credit License # 543046.

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